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Sri Lanka Equity Forum » Stock Market Talk » Don't Go to LB Finance...LEE BONNA FINANCE...

Don't Go to LB Finance...LEE BONNA FINANCE...

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1 Don't Go to LB Finance...LEE BONNA FINANCE... on Tue Jan 16, 2018 10:24 pm

ddrperera


Assistant Vice President - Equity Analytics
Assistant Vice President - Equity Analytics
There are so many hidden chargers available in pawning/Leasing section.IF I  asked question to them. They  told several  unnecessary things.No one said  one real answer.Time to time  they change charges based on advantage.sucking blood of innocent  customers.

wisdom


Stock Analytic
Stock Analytic
Listed companies in this sector usually records more than 25% profit margin after tax. They taking every drop of blood from its customers. If someone going for lease for the business purposes then it’s fine then you can pay back with your profit.But unfortunately most people go to them to buy a car or motor bike and making them richer . We need to think what we really need before wasting hardly earned money

venura


Senior Equity Analytic
Senior Equity Analytic
Can u explain us what sought of hidden charges they charged from u for leasing facilities. To my knowledge we hv to pay pre agreed equal monthly instalements.

ddrperera


Assistant Vice President - Equity Analytics
Assistant Vice President - Equity Analytics
@venura wrote:Can u explain us what sought of hidden charges they charged from u for leasing facilities. To my knowledge we hv to pay pre agreed equal monthly instalements.
yes i can explain. They told  pawning rate  is 2% per month.But Fixed Charge  (Rs.400) and default interest rate 0.05% include.That one is hidden.Assume that if you  went LB Finance pawning of Rs.25000.Then you have need to pay interest Rs.500 plus fixed charge Rs.400.Total Rs.900 for interest. Then 3.6% Per month.

venura


Senior Equity Analytic
Senior Equity Analytic
Yes true. Once even i hd to pay additional Rs.200/- for a loan i took against one of my FD. They said they hv to issue a cheque for the loan amount n they charge Rs.200/- for every cheque they issue.

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